A loan of $425 helped to invest in working capital and buy materials needed to perform different laboratory tests.

Ricardo Julian's story

Ricardo, 39, is married and has two underage children, who are 12 and 6 years old. He is originally from León, which is located in Western Nicaragua. Ricardo is a responsible and hardworking man, who wants to improve and progress. With effort, he received a university degree and is now struggling to start his own clinical laboratory, with the intention to give his children a better future.

Thanks to his hard work and will to succeed, he has worked with laboratory tests for six years in a lab located where he lives. Ricardo works around ten hours every day in his lab, performing all kinds of tests. With this loan, he wants to invest in working capital and stock his lab with the materials needed to perform different tests: reactive and diagnostic triglycerides tests, anti A and anti D tests, creatinine, glucose and RPR latex tests. His goal is to increase his income in the short term.

Ricardo Julián wants to thank Kiva lenders for the help they give to people with fewer resources in poor countries like Nicaragua, to have a decent work.

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Translated from Spanish by Kiva volunteer Santiago Mejía Dugand

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Loan details