The loan they take out will benefit small entrepreneurs where Gaby is a member. She says that she joined Pro Mujer a year ago at the invitation of a promoter of the institution who went to visit her at home. She currently has a corner shop business; she started it ten years ago selling just cookies [to] her fellow Pro Mujer members, and later with the advice of the members and staff of the institution she implemented her business in her area.
The loan she will now take out is to increase capital (purchase of photocopying equipment) which she will get from the shops in the city of El Alto and subsequently implement it in her premises. This way of working allows her to generate income to maintain her home as much as possible, as she is married and has eight children.
When asked what she likes about Pro Mujer, she replies that she likes the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Gaby es integrante, ella indica que hace un años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer hace diez años solo vendía galletas sus compañeras de su grupo en Pro Mujer, posterior con la asesoría de las socias y el personal de la institución implementó su negocio en su zona.
El crédito que ahora sacará es para aumento de capital (compra de equipo de fotocopias) que adquirirá de las tiendas de la ciudad de El Alto y posteriormente lo implementará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene ocho hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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