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Florence is 28 years old and single. For the past seven years she has had a business selling clothes, slippers and dressing bags. Generally, she buys her stock on credit and pays back her suppliers after sales.

However, she is convinced that her business will grow better with increased capital and has applied for this loan in order to increase her stock. Florence believes that this will decrease her purchase cost very significantly which will increase her income and enable her to expand the business.

Florence belongs to a community group called Lydia ‘mma’ (meaning Children of Lydia) Trust Group. Members in this group guarantee each others’ loans by providing social collateral for loan access and peer pressure to repay the loan. This photo of Florence was taken during her group meeting.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $12,527,300
    Funds lent in using Kiva
  • 1.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Florence to buy more clothing, slippers, and dresing bags for re-sale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 21, 2008
Jun 28, 2008
Currency Exchange Loss:
Apr 15, 2009