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Llamiletk lives in the town of El Sauce, a beautiful and charming town, where there are different agroecological activities.

Llamiletk calls herself the "Young One of 45 years old." She fights for her life and that of her family. She is a single mother with two children under her care, and she works offering her services at a school.

Lately she has seen the necessity of improving the roof of her home. For this reason she is asking Kiva and Ceprodel to finance a loan to buy zinc, wood, and to pay for labour. It is of great importance to her to be able to spend a winter with her two children in greater safety.

She is thankful to the type of people who fund loans and always think of people with low incomes. A loan gives them the opportunity to get ahead, and to pay them off in an affordable way.
View original language description ↓
Llamiletk habita en el municipio del Sauce, un bello y encantador municipio, donde existen diferentes actividades Agro ecológicas.

Llamiletk se llama el Joven de 45 años edad Luchadora por su vida y la de su familia, es una madre soltera, cuenta con dos hijos bajo su cargo, se dedica a brindar su servicios laborales en uno de los centro de enseñanza.

Hoy en día se vio la necesidad de querer mejorar el techo de su vivienda, por lo que solicita a kiva y Ceprodel que le financien un crédito para la compra de Zin, Madera y Pago de Mano de Obra, esto sería de gran importancia poder pasar un mejor invierno con más seguridad con sus dos hijitos

Agradece a este tipo de personas que ayudan con crédito y que siempre piensan en las personas de escasos ingresos de darle la oportunidad de poder salir adelante a través de un crédito y poderlo pagar con cuotitas al alcance de su bolsillo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Llamiletk to buy zinc and wood.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Apr 6, 2013
Currency Exchange Loss:
May 17, 2014