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Bertha Luz
Doña Bertha is 56 years old and married. She and her husband live in a neighborhood in the city of Choloma, Cortes.

Eight years ago, Doña Bertha and her husband decided to establish their own grocery business. She attends to the customers every day and offers basic household products such as beans, rice, cornmeal, lard, flour, meat, bread, sausages, and other items in order to maintain the business. Her profits are reinvested into her inventory by purchasing those products that are in great demand.

Doña Bertha has maintained a good credit record. She is now requesting another loan in the amount of 21,000 HNL so that she can buy grocery products, basic grains, cleaning products, soft drinks, and other items. With this investment, she plans to improve the quality of her service and offer a variety of products to her customers. Her goal for her business is to continue growing each day.

View original language description ↓
Doña Bertha tiene 56 años de edad, es casada,y vive con su esposo en una colonia de la Ciudad de Choloma, Cortes.
Hace 8 años ella y su esposo decidieron establecer su propio negocio de pulperia. ella atiende a sus clientes todo el dia y ofrece productos de la canasta basica familiar, como frijoles, arroz, maseca, manteca, harina, carnes, pan, embutidos etc. para mantener su negocio, las ganancias que obtiene las ha podido invertir en mantener surtido de producto que tiene mayor demanda.
ella ha mantenido sus creditos en buen record, por lo cual ahora solicita otro de 21000 lempiras para compra de productos de abarroteria, granos basicos, productos de limpieza, refrescos, etc. con esta inversion piensa mejorar la calidad de servicio ofreciendo variedad de producto a los clientes.Su meta es que su negocio crezca cada dia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 40
    View loans »
    Honduras Loans Fundraising
  • $9,990,725
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Bertha Luz to buy grocery products, basic grains, cleaning products, soft drinks, and other items.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Mar 20, 2013
Apr 7, 2013
Currency Exchange Loss:
Feb 17, 2014