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Dilcia Ismenia
Dilcia is 34 years old, married, and has one child. She lives with her family in the city of Choloma, Cortes.

Six years ago, Dilcia started her own business of selling crèmes, lotions, clothing, and cooking utensils. Her sales are conducted as a street vendor and by taking orders. The business has been a great help financially and the loans have been invested well and put to good use.

Dilcia is a very responsible person. She is requesting her ninth loan in the amount of 7,000 HNL so that she can buy more merchandise to sell and fulfill some of her pending orders. Dilcia will acquire cosmetics, lotions, and clothing in order to increase her inventory and have more variety to sell. Her goal is to keep working so that she can provide her daughter the help that she needs.

View original language description ↓
Dilcia tiene 34 años de edad, es casada, tiene un hijo y vive con su familia en la Ciudad de Choloma, Cortes.
Hace 6 años Dilcia inicio su propio negocio vendiendo cremas, lociones, ropa, utensilios de cocina. Sus ventas las hace de manera ambulante y por encargo. Esta actividad le ha ayudado mucho a superarse con los ingresos y con los financiamientos ha podido trabajar e invertirlos bien.
Ella es una persona muy responsable, y solicita su noveno préstamo de 7000 lempiras para comprar mas mercadería para la venta y solventar algunos pedidos que tiene pendientes como cosméticos, lociones, ropa. esto le ayudara a incrementar su inventario y tener variedad para vender.
La meta es seguir trabajando para darle a su hija la ayuda necesaria.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 36
    View loans »
    Honduras Loans Fundraising
  • $9,977,375
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Dilcia Ismenia to buy cosmetics, lotions, and clothing.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 25, 2013
Apr 8, 2013
Currency Exchange Loss:
May 18, 2014