A loan of $3,600 helped a member to buy a generator, an embroidery machine and a water dispenser/cooler.


Fatima's Group's story

Fatima is a 53-year-old woman from Iraq. She is married and is living with her husband. With limited career options due to cultural restrictions and domestic constraints, Fatima is one of the many Iraqi women who are working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family. Fatima has 8 years of experience with her small, home-based sewing and tailoring business and she has already completed a loan in the past to purchase a new sewing machine and an over-lock sewing machine. She successfully repaid the loan and is now working on making further improvements to her business. She has now requested a new loan to be able to buy a generator, an embroidery machine and a water dispenser/cooler.

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Fatima , Shelan , Srust
*not pictured



Loan details


Lenders and lending teams



Loan details