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Ishkhanuhi is from the Sardarapat village in the Armavir region or Armenia. She is a mother of two children and works at local supermarket as a clerk. She works hard to earn a high enough income to sustain her children’s life.
Ishkhanuhi's son Lyova is student at Armenian State Economic University. He studies hard, dreams to become a good specialist, find a job and ensure better life for his mother and sister.
As Ishkhanuhi is the only breadwinner of the family, it is very difficult for her to save money for Lyova's education. So she has applied for this loan to pay for her son's university tuition.
The loan is very important for Lyova to get higher education.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 418.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Ishkhanuhi to pay for her son's university tuition.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 25, 2013
Apr 7, 2013
Currency Exchange Loss:
Apr 16, 2014