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Dmitriy is a farmer. Since 1997, he has been growing raspberries, strawberries, tomatoes, watermelon, and cantaloupe. His wife helps him to manage the farm. Development activities began with growing beets and carrots in an open field. Dmitriy decided to purchase film and ground cover for protecting strawberries and tomatoes against wind.

Future Plans: to plant a vineyard.
Personal Plans: to finish building a home.

He needs help to finance the film and ground cover.
View original language description ↓
Дмитрий - фермер. С 1997 года занимается выращиванием малины, клубники, помидор, арбуза и дыни.
Справляться по хозяйству ему помогает супруга.
Развитие деятельности начиналось с выращивания свеклы и моркови в открытом грунте.
Дмитрий решил приобрести пленку и агроволокно для защиты от ветра клубники и помидор.
В планах на БУДУЩЕЕ: посадить виноградник.
В личных планах: Достроить жилой дом.
Нуждается в вашей помощи для финансирования пленки и агроволокна.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Dmitriy to purchase farming equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Apr 6, 2013
Currency Exchange Loss:
Nov 14, 2014