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Kabayan Group
In this Group: Larida , Leticia , Gemma , Juanita , Nelly , Daisy
Larida is the featured borrower of Kabayan Group. She got along with the other group members to apply for a loan from Kiva's partner, Al Majmoua, because they are friends and consider themselves as one family, since they left their country. They left the Philippines and came to Lebanon for the same reason, which is providing their families back there a good standard of living.

Larida is the first one from the right, she is a 53-year-old, divorced woman, who works as a housekeeper. At the same time, she is a physiotherapist, and she does this as an additional income-making business. Part of Larida's loan from Al Majmoua will be sent to her family in the Philippines, to cover their needs. In addition, she will buy a special tool that will help her to provide physiotherapy services. The tool will help her to develop her physiotherapy business, and increase her income. She hopes that one day, she will open a special Physiotherapy center and improve her family's social and financial living.

Leticia is the one in the front, wearing red and a black jacket. She is a 52-year-old widow, who works as a housekeeper to raise her children and educate them. Her loan will be sent to the Philippines to pay her children's educational fees.

Gamma is the one with the brown jacket, at the right side of Leticia. She is a 44-year-old, married woman, who works as a housekeeper and sells CDs, to send money for her children's educational fees.

Juanita is the second one from the right, wearing a black jacket and hugging Leticia. She is a 44-year-old, married woman, who came to work as a housekeeper in Lebanon to provide for her family a better living.

Nelly is the first from the left, with the blue shirt. She is a 55-year-old widow, and she works in selling cosmetics to make her living. She hopes she can make a good profit that will help her start her own good business in the future.

Daisy is 54 years old and a married woman. She works as a housekeeper, to provide her children with the best living and higher education. Her share of the loan will be sent to the Philippines, for her children's school fees.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 58
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Kabayan Group's $3,600 loan helped a member to buy a special tool for use in her physiotherapy practice, and to send some money home to cover her family's needs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 7, 2013
Apr 6, 2013
Currency Exchange Loss:
Sep 17, 2013