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Ngumbao lives in the Malindi area of Coast Province, Kenya. He is a married father of three school aged children. He owns a restaurant, which he has been operating for three years. He employs two other people in the café. Ngumbao learned about Milango through friends who invited him to the group. He joined with the aim of accessing credit to improve his business operations. His main challenges are competition and the effects of seasonsl changes.
Ngumbao is applying for a loan of 41,850 Kenya shillings to buy stock, e.g. rice, cereals, wheat flour, cooking oil, etc. His extra income from the loan will be added to his savings to pay school fees for his children and improve his living standard. His dream is to open another food cafe.

About Kenya

  • $1,800
    Average annual income
  • 840
    View loans »
    Kenya Loans Fundraising
  • $47,022,050
    Funds lent in using Kiva
  • 84.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ngumbao to buy food stock e.g. rice, cereals, wheat flour, cooking oil, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 6, 2013
Currency Exchange Loss:
Apr 16, 2014