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Resmije is in her fifties. She was widowed long ago and has two children who are in their early twenties and attend universities.

β€œIt has been very difficult for me to raise my children and educate them, all on my own,” she said. β€œI have had my little business in agriculture and livestock for all these past years and the work volume for me has been huge. I had to take care of my animals and plant the field and also sell the products. Not easy at all. But without it, I would have no income whatsoever. So, knowing this, it makes me work harder.” Resmije continued.

Resmije now wants to buy another cow and repair the stable with this loan.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 6
    View loans »
    Albania Loans Fundraising
  • $3,213,425
    Funds lent in using Kiva
  • 108.9
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Resmije to buy another milk cow and repair the existing stable.
100% repaid
Repayment Term
33 months (Additional Information)
Repayment Schedule
Mar 29, 2013
Apr 6, 2013
Currency Exchange Loss:
Nov 17, 2015