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Luke lives in Malava, a small town in Kakamega County located in western Kenya. The county is famous for having the only tropical rain forest in the country. Most farmers in Kakamega grow maize, but sugarcane, papaya, bananas and tea are also popular crops. The variety of crops grown in the region, as well as the abundance of vegetation in the old-growth forest, make Kakamega particularly attractive for beekeeping.

Luke is married and has five children. The couple are both farmers, and they are currently growing maize, carrots, tomatoes and other vegetables on their land. Luke is an experienced beekeeper; he started beekeeping when he was young and says it is his hobby.

This is Luke's first Kiva loan, and he is applying for 25,000 KES through Honey Care to buy beehives. He likes that Honey Care guarantees a market for his honey. He plans to use the proceeds from his honey sales to pay the primary and secondary school fees for his children. He hopes to expand his apiary to a hundred hives in the future.

When asked about his hopes and dreams, Luke states that he wants to "see my children through school and become an expert in beekeeping."

Additional Information

About Honey Care Africa

Honey Care Africa (HCA) is a for-profit social enterprise that trains smallholder farmers to become commercial honey producers and provides ongoing support for hive owners. Founded in Kenya in 2000, it is a member of the World Fair Trade Organization and aims to increase the income of rural farmers throughout East Africa.

Kiva lenders’ funds will help HCA make loans in the form of a certain number of beehives per family to jumpstart income. This new approach will simplify the process of hive purchase and honey production and will enable HCA to reach many more farmers. Farmers will repay the organization the same way they would for a typical loan.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Kenya

  • $1,800
    Average annual income
  • 545
    View loans »
    Kenya Loans Fundraising
  • $49,761,875
    Funds lent in using Kiva
  • 84.8
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $300 helped Luke to buy beehives for honey production.
4% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
At end of term
Jun 4, 2013
Apr 6, 2013
Currency Exchange Loss: