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Ozodjon lives in a village located not far from an urban center. He works in his village, repairing passenger cars. He does not have any specialized education, but learned his trade from an instructor who happened to be a neighbor. Ozodjon has always had an interest in cars: in the beginning, he just helped his neighbor, but then he was drawn into the business. He has been working with his neighbor/instructor for many years. The two of them rented a commercial space to fix passenger cars.

Ozodjon already has his own apprentices and he is happy to teach them his trade. In the future, he is planning to open his own shop, where he would provide all car repair services.

Ozodjon is married and has a family. His wife is not employed, she takes care of the children.

Ozodjon's friends advised him to take a loan with the microfinance institution Arvand, in order to buy auto spare parts. Ozodjon plans to use his loan to buy everything that he needs for his work. He is very glad that institutions such as MDO Arvand are here to help people during difficult times.
View original language description ↓
Озодчон мужчина проживающий не далеко от города, в селе. В своем селе он занимается ремонтом легковых машин. У него нет специального образования, он учился этому ремеслу у своего учителя. Учителем у него был сосед, проживающий не далеко от самого дома Озодчона. Еще с юности его интересовали машины, сначала он просто помогал соседу, но потом втянулся в это дело. Уже много лет он в пару работает со своим учителем, они сняли отдельное помещения для ремонта легковых машин. У Озодчона уже свои ученики и он рад обучать их этому делу. Озодчон в будущем планирует открыть свой собственный сервис в котором будут все услуги обслуживания. Озодчон женат и имеет детей. Жена его нигде не работает, занимается воспитание детей. Друзья Озодчона посоветовали ему взять кредит в организации Арванд для покупки авто запчастей. На полученный кредит он планирует приобрести все необходимое для своей работы. Он очень рад, что есть такие организации как МДО «Арванд», которые помогают людям в трудные минуты.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 264
    View loans »
    Tajikistan Loans Fundraising
  • $31,844,575
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ozodjon to buy auto spare parts.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Apr 4, 2013
Currency Exchange Loss:
Aug 18, 2013