A loan of $975 helped to buy clothing, sheets, curtains, etc.

Doris Nilsa's story

The Picoaza communal bank meets every fifteen days in Picoaza Parish in the city of Potoviejo, known for being a very commercial region, for its traditional San Pedro and San Pablo Festivals, and for the rich historical culture of its mountains.

Here lives Doris, fifty-three. She's married with three grown children, the youngest of whom still live with her. Her husband is a driver.

To make her own money to help out with household expenses, Doris sells all manner of clothing, sheets, and curtains. She sells door to door as well as from her house, to which her best known clients come. She works three days a week with no particular fixed hours. She extends credit to her clients and collects payment every eight days. She buys her merchandise at a place in Picoaza where they have good prices. She's been in business for more than twenty years and together with her husband has gotten their children ahead.

Doris plans to use this loan to buy more merchandise, including clothing, sheets, curtains, and other items. She's a founding member of the communal bank and she likes it because the loans are a huge help.

Her dream is to have a big warehouse.

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Translated from Spanish by Kiva volunteer Jill Heske

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