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Carlos, an entrepreneurial man, is 67 years old. He is married and currently lives with his wife. He is asking for a loan because he wants to buy supplies such as fertilizer and fumigants. He wants to help his coffee crops with the goal of keeping them in good condition while they are growing in order to obtain a good-quality product. The only limitation this gentleman has is lack of money to continue growing, since he depends on this work in order to be able to succeed. This is why he is applying for the loan. It is the first loan that he has received from FUDECOSUR. He has no other loans with state banks, but FUDECOSUR has given him the loan more easily and with a much lower interest rate...
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Carlos, un hombre emprendedor , tiene 67 años de edad, es casado y vive con su esposa actualmente, el solicito un préstamo con el anhelo de comprar insumos como abonos, y fumigantes, el desea dar asistencia a los cultivos de café, con la finalidad de mantenerlas en buenas condiciones durante su desarrollo, para obtener un producto de buena calidad , la única delimitación que este caballero tiene es la falta de dinero para continuar creciendo, ya que de esta actividad económica dependen para poder salir adelante, por lo que él hace una solicitud de crédito , y es el primer préstamo que ha recibido de FUDECOSUR. El no registra otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 499.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Carlos to purchase farming supplies such as fertilizer and fumigants.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 4, 2013
Apr 9, 2013
Currency Exchange Loss:
Aug 18, 2013