A loan of $500 helped pay for maintenance on his taxi.


Carlos's story

Carlos is married and doesn't have any children. He lives in his mother-in-law's house, in a small room with adobe walls and a dirt floor. The house if located in Concepcion, which is in the southern part of the city of La Paz. Currently, Carlos works (in transportation) more than 10 hours a day, often late into the night. He works these hours because he has to cover the cost of food and the basic needs of his family.

He needs this loan to pay for the cost of maintaining his vehicle, since it is the only source of income to sustain his family. Carlos' dream is to improve his income so he can obtain housing via anticretico. Anticretico is a legal term signifying that the tenant gives a sum of money to the owner in advance to be able to live in the house for no more than two years. In the end, the money lent for the sections of the house or rooms on anticretico is returned to the tenant, who then leaves the property. He wants to do this to have greater security, comfort, and also to be able to save up to possibly buy a house and in this way improve his quality of life.

This is the first time that he has asked for a loan with Impro and Kiva.

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Translated from Spanish by Kiva volunteer Patrick Bales



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