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Besim is married and has three children. His wife is a housewife. To earn a living, Besim started his career working as a facade-constructor. Now Besim is planning to open his own company as a facade-constructor. He is planning to work on a freelance basis with multiple projects. From his previous experience working for other companies, he developed a lot of clients with whom he is planning to work.

Besim is applying for a loan to buy a machine to make facades. He needs equipment in order to build a good business reputation and to satisfy his customers. With his business income, he will be able to help his family expenses. Besim is very ambitious and he intends to work harder to enhance the family’s way of living and to help them meet their needs. He wants to thank all Kiva lenders!

Additional Information

More information about this loan

This loan is part of KosInvest's new startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 6-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 24
    View loans »
    Kosovo Loans Fundraising
  • $2,061,175
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Besim to buy machine for facade-constructing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Apr 5, 2013
Currency Exchange Loss:
Apr 16, 2014