Zakir, aged 41, is married and the father of two children. His wife is a homemaker and helps him in the husbandry business.
Zakir is a pensioner on disability now, and his main occupation and income is animal-fattening. For the past 12 years, he has been in livestock activity, looking after his animals and selling dairy products at the local market of a nearby small town.
He is content with the earnings he has been generating from his business. His dream is to have a grazing area. Indeed, each time he has to rent land for his livestock, and this is difficult and expensive. Zakir works hard to reach his goals. He is sure that his progress will guarantee the future of his children.
Zakir is currently trying to expand this animal-fattening business. This is why he has turned to Kiva partner VFAC; he really hopes to receive help from this organization. Zakir is requesting a 1,600 AZN loan to buy a dairy cow with its calf to add to his existing herd.
About VisionFund AzerCredit:
Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.
While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.
AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.