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Sevdije is 56 years old, married, and the mother of one child. To earn a living, together with her husband she is planning to start up an agricultural business, raising cows and selling milk and milk products in her area. Her husband works as a guard with a very low salary. He tried in different ways to find a better paid job in order to earn income for the family expenses but without success.

Sevdije is in need of a loan to build a stable and buy a cow. The loan will ensure income for her family by selling milk in the market. She hopes in the future to ensure a better life for her family. His goal is to give a better education to her child. She is very grateful to all Kiva lenders!

Additional Information

More information about this loan

This loan is part of KosInvest's new startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 6-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 8
    View loans »
    Kosovo Loans Fundraising
  • $2,248,425
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Sevdije to build a stable and buy a cow.
100% repaid
Repayment Term
30 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 5, 2013
Currency Exchange Loss:
Jun 21, 2015