A loan of $450 helped to pay for grocery items, toiletries and beverages needed in her business.

Janet's story

This is Janet, 34, a resident of Silang, Cavite, Philippines. She is married to Filbert and they have children. She and her husband manage their household while operating the business. She works hard to continually provide income for their everyday expenses.

Janet operates a variety store. In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for all items in the store. It is the place to go to buy one sachet of shampoo, a Php5-worth of cooking oil, or an egg. janet earns a living by getting supplies at wholesale prices and then selling by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of Php500 in sales every day.

She is requesting a Php18,000 loan to help her continue in the operation of her business. She will use the loan to buy groceries, toiletries and beverages to expand her product inventory.

Janet hopes that her business will continue to expand and dreams to have a good life. She meets up with her co-fellowship members to share stories of her life and business every week, where she can also draw strength and inspiration from the fellowship and the Word of God she studies.

All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

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