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Adolia is 51-years old and married. She wants a loan so she can purchase merchandise and cooking utensils for making the food she will then sell in her cafe. Adolia wants to increase the variety of food she prepares, which will allow her to increase her sales and earn a better profit. This will give her a better quality of life. This is the first loan Adolia has received from FUDECOSUR. She has never before taken out a loan from a state bank, but FUDECOSUR has offered her the loan at better terms and a much lower interest rate.
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Adolia tiene 51 años de edad, está casada. Ella el crédito lo quiere para la compra de mercadería para la soda y unos utensilios para cocinar las comidas para su posterior ventad. Ella quiere aumentar un poco la variedad de comidas y con ello aumentar las ventas y obtener más ganancias y una mejor calidad de vida. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 12
    View loans »
    Costa Rica Loans Fundraising
  • $4,723,875
    Funds lent in using Kiva
  • 499.3
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $525 helped Adolia to purchase rice, meat and cooking apparatus.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 4, 2013
Currency Exchange Loss: