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Manal is a divorced mother of two, from northern Israel. She is a trained bookkeeper and a reflexologist.

After gaining experience in an alternative medicine/natural treatment clinic, Manal decided to open her own business, providing treatments. She works in reflexology, shock wave treatments, and other recognized and successful avenues for pain alleviation. Manal originally began working from home, but relocated to a central area within a medical clinic. The location is popular and well-liked by her clients.

Manal needed this loan to purchase a treatment bed, a shock wave therapy machine, a door for her clinic, and additional materials. Manal’s business has great potential. She wants to one day expand to a full-service natural medicine center and ensure that her children gain a strong education.

Additional Information

More information about this loan

KIEDF targets some of the most marginalized groups and areas in Israel with its microfinance services, specifically working with Bedouins, Haredi women, and Israeli-Ethiopians. By contributing to this loan, you are supporting a borrower who otherwise would have very limited access to financial services. 

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.

About Israel

  • $36,200
    Average annual income
  • 1
    View loans »
    Israel Loans Fundraising
  • $1,449,225
    Funds lent in using Kiva
  • 3.6
    Israel New Shekels (ILS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,750 helped Manal to purchase a treatment bed, a shock wave therapy machine, a door for her clinic, and additional materials.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Apr 4, 2013
Currency Exchange Loss:
Dec 17, 2015