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Mrs. Tha T., age 28, grows cucumbers in her plot of farmland and sells them to a nearby market. Tha gets up early in the morning to pick cucumbers from her field, clean them, and send them to the market to sell, all of which generates around $3 per day. Her husband also contributes about $6 per day to the household by working as an electrician. The amount of income she and her husband make is just enough for her entire family, of which there are six members in total (her two little children, her mother and her brother).

Because inflation in Cambodia is out of control, everything is very expensive now, even the motor-taxi her husband uses to commute to work every day. (Gasoline has risen to $1.40 per liter from less than $1 per liter).

In order to save money on transportation each day, Mrs. Tha would like to request a loan from Kiva to purchase a motorbike for her husband to commute to work and save paying for a motor-taxi each day.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 207
    View loans »
    Cambodia Loans Fundraising
  • $40,005,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Tha to purchase a motorbike for her husband to commute to work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 14, 2008
Jun 29, 2008
Currency Exchange Loss:
Aug 15, 2009