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Ms. Kishwar is a 44-year-old married woman who is living with her husband and three children. For about 10 years she has been doing hand embroidery work. She is successfully running her business with the support of her husband; the man shown in the photo is Kishwar’s husband. Both are working together and make beautiful patterns for the people of their community. Their designs are much in demand and they have enough customers that they are able to manage their household expenses. Her daughter also assists them in completing orders on time. To help her to continue her operations, she requested a loan of 30,000 PKR to buy threads in different colors and packs of beads, sequins, and stones for embellishing her designs. In this way she will be able to cater to more customers consistently. She is hopeful to increase her income by targeting more customers. She is in her fifth loan cycle, has good repayment history, and is very thankful to Kashf for its tremendous support. Kishwar dreams for her children's bright future and desires to build her own house, as she is living in a rented house with her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 215
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Kishwar to buy threads and packs of beads, sequins, and stones.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Apr 4, 2013
Currency Exchange Loss:
Apr 16, 2014