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Zubaida, age 33, is a tailor. She has operated her business for three years in order to help her husband to support the family. They have five children, and she started her business because she realized that they would not be able to meet the expenses of the household and support the educational needs of the children on her husband's income alone. Zubaida and her husband manage their household together.

At this time, Zubaida is working hard to continually provide income for the family's everyday expenses. She has requested a loan in the amount of Rs. 25,000, which she will use to purchase more reels of thread, packs of buttons, laces, and zippers in various colors. With this investment, she will be able to meet the increasing demand of her regular customers, who are her neighbors and members of the local community, as well as to attract new ones.

Zubaida hopes to grow her business and dreams of being able to provide a high-quality education to her children through her hard work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 349
    View loans »
    Pakistan Loans Fundraising
  • $16,479,525
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Zubaida to purchase more reels of thread, packs of buttons, laces, and zippers in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Apr 4, 2013
Currency Exchange Loss:
Apr 16, 2014