A loan of $375 helped to buy herbal products to sell to her customers.

Marcelina's story

Marcelina is 43, years old and lives in GMA, Cavite, Philippines with her husband and three children. She earns a living by selling herbal products from a company known as Vita Plus. She pays for her inventory in cash and then gives her customers one month to pay her back for the products they buy. People like to buy from her because she charges less than the company's catalog. She sells to neighbors and people in her community, and earns a minimum of PHP 2,000 in sales every week. She is requesting a loan for PHP 15,000 to buy more items to sell to her customers. Marcelina hopes that her business will continue to grow, and to help make that happen she meets with co-fellowship* members to share stories of her life and business every week and draw strength and inspiration from her religion.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners who meet weekly to study religion, build social capital, and pay microfinance loans.

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