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Vang is 42 years old, married, and has three children, one of whom is employed as a garment worker. Vang lives together with his spouse and children in Kompong Speu province, Cambodia. Vang and his wife work together in an agricultural business, growing rice on a few pieces of farmland they inherited from their parents. They have been doing this type of business for more than 20 years.

Vang has borrowed two times in the past from HKL, to solve his financial problems and sustain his business. And now, he has come to the HKL office again, to take out another loan that he will use to buy construction materials. He will use them to build a house for his eldest child, who is already engaged to be married soon. In the future, Vang would like to save enough money to expand his farming business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 220
    View loans »
    Cambodia Loans Fundraising
  • $39,843,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Vang to buy construction materials in order to build a house for his eldest child.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 11, 2013
Apr 3, 2013
Currency Exchange Loss:
Apr 17, 2015