This client, named Mao, is 31 years old and a resident living in a public gathering area of Prey Chor district, Kompong Cham province. She started doing farming when she was a teenage girl living with her parents. She has learned the methodology of operating the business for more than 10 years and she earns approximately USD 1.50 per day. Working around 8-10 hours at a construction site, Mao’s husband is able to make USD 5.00 a day to financially support their family and keep their two children in school. Mao’s husband is planning to work in Thailand for a better wage; however, he doesn’t have enough money to pay for a passport and also for traveling expenses. In this regard, Mao decided to borrow a loan through HKL to solve their financial problems and work out their plans. In the future, Mao dreams of having a nice house and giving her children good opportunities for education.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.