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Chan, age 28, is a rice farmer in the Prey Chor district, where she lives together with her husband and two children. She earns an income by growing rice on approximately two hectares of farmland. Chan’s husband is employed as a driver for a local private school, earning about USD 8.00 per day. They pool their incomes to support their family. They aim to earn the highest income they can to ensure better living conditions for their children.

The home in which the family lives is old and in need of immediate repair, but Chan and her husband have insufficient funds for the necessary renovations. For this reason, she has applied for this loan. She will use the loan funds to buy construction materials needed for basic home improvements and to pay for labor costs.

This loan will provide Chan and her family a suitable shelter in which to live.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 68
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Chan to buy construction materials needed for basic home improvements and to pay for labor costs.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Apr 3, 2013
Currency Exchange Loss:
Oct 17, 2014