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Tikari Amaru Moqo Group
In this Group: Felix, Bernardo, Simion, Wilber, Valentina, Agustina, Isabel, Beria, Fortunato*, Beatriz, Pedro Pablao, Marizol, Francisca, Ysidora, Lucio*, Yanet, Isabela
* not pictured
Tikari Amaru Moqo Communal Bank is new. It's made up of responsible and friendly people. The communal bank meetings are going to be every month in the house of one of the members, located in the Perka community in the Pisaq district of Calca Province in the department of Cusco. The majority of the members are neighbors and good friends.

The members are workers and entrepreneurs who are always looking for opportunities to get ahead and with their daily effort give their children a better future. The jobs of some of the members include, for example, handicraft sales, potato sales, grocery sales, textile sales, and food sales.

Félix, 51, lives in the community of Perka. He's a harworking and responsible man who makes a living fattening livestock and equines. He sells his animals in various markets in different cities in the provinces of Cusco, Urubamba, Anta, and Calca. He has worked in this business for several years now and it's going very well for him.

Félix needs the loan to buy more food such as grass, concentrate, vitamins, and other things.

The people who appear at the bottom of the photograph arrived late to the meeting.
View original language description ↓
El banco comunal “TIKARI AMARU MOQO” es nuevo pues está conformado por personas responsables y amables. Las reuniones del banco comunal van hacer cada treinta días en la casa de una de la socia. La casa está ubicada en la comunidad de Perka del distrito de Pisaq de la provincia de Calca del departamento del Cusco. La mayoría de los socios son vecinos y tienen una buena amistad.

Los socios son trabajadores y emprendedores que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Las actividades económicas de algunos de los socios a las que se dedican son por ejemplo; venta de artesanía, venta de papa, venta de comestibles, venta de textiles y venta de comida.

El socio Felix tiene 51 años de edad y vive en la comunidad de Perka, él es un hombre trabajador y responsable se dedica al engorde ganado y equinos, él lleva a sus animales a vender a diferentes ferias en distintas ciudades de la provincia de Cusco, Urubamba, Anta y Calca. Ya son varios años que se dedica a este negocio y le va muy bien. El socio Felix requiere el préstamo para comprar más alimentos como pastos, concentrados, vitaminas y otras cosas más. (Las personas que aparecen en la parte inferior de la fotografia llegaron tarde a la reunion).

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,330,550
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Tikari Amaru Moqo Group's $2,900 loan helped a member to buy grass, concentrate, vitamins, and other food.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 4, 2013
Currency Exchange Loss:
Oct 17, 2013