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Lucia is 37 years old, married, with three children, ages 17, 10 and 6. She sells seasonal clothing at her stand in the 15 de Mayo area. This loan is her first with the institution.

Lucia is going to use this loan to buy construction materials for building a room in her house. Her reason for requesting this loan is lack of cash for the purchase of these materials.

Lucia faces challenges in her business, such as the weather, and also competition from other businesses selling clothing. She is going to use the profits in the purchase of a variety of clothing, and also in expanding her business so that she can get more customers.

Lucia is a very hard-working person, and feels happy about the opportunity offered by the granting of this loan.
View original language description ↓
La Sra. Lucia tiene 37 años, casada con tres hijos de las edades de 17, 10 y 6 años, ella se dedica a la venta de ropa según la temporada en su puesto de venta de la zona 15 de Mayo, este préstamo es su primera secuencia dentro de la institución, La Sra. Lucia va a usar este préstamo para compra de material de construcción para la construcción de una habitación en su casa, su razón para solicitar este préstamo la falta de efectivo para la compra de estos materiales, La Sra. Lucia enfrenta retos en su negocio que son las condiciones climáticas y también la competencia de los demás negocios de venta de ropa y va a utilizar los beneficios en la compra de variedad de ropa y también en la ampliación de su negocio para poder captar más clientes La Sra. Lucia es una persona muy trabajadora se siente feliz por esta oportunidad brindada en la otorgación del crédito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 128
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Lucia to buy construction materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Apr 3, 2013
Currency Exchange Loss:
Apr 26, 2014