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Francisco is married and has three children who still attend school. He lives in a house he owns and doesn't support anyone else other than his children.
He's a supervisor for a private company. With the current loan he intends to purchase construction supplies (metal sheets, windows, cement, etc.) in order to do finishing work on his house.
He would like to someday build a small grocery store and a hair salon for his wife. For that reason he pledges to repay the loan as scheduled, so he can request more loans from Hluvuku.
The challenge he faces is increasing the amount of his loans so he can accomplish his projects.
View original language description ↓
Casado e pai de 3 filhos, que ainda frequentam Escola, vive na casa própria e não sustenta mais ninguém para além dos filhos.
É supervisor numa empresa privada e com o presente empréstimo pretende comprar material de construção (chapas de zincos, janelas, cimento e outros) para fazer acabamentos da sua casa.
No futuro gostaria de construir uma mini mercearia e um salão de cabeleireiro para sua esposa, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é aumentar o valor dos seus empréstimos para poder satisfazer os seus projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 62
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 30.1
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Francisco to purchase construction supplies (metal sheets, windows, cement, etc.) in order to do finishing work on his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Apr 1, 2013
Currency Exchange Loss:
Jul 17, 2014