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Naseem is a 36-year-old, married woman. She is running a business of ‘Pakora’ making and sales. Pakora is a dish consisting of pieces of vegetable and chicken, dipped in a gram flour or 'besan.' She has been doing this business with the support of her husband for the past many years. The man shown in the photo is Naseem’s husband. They earn enough through this business to contribute to the family's income.

In order to inflate their sales, Naseem needs to purchase a stock of gram flour, along with packs of oil, salt, and spices. For this, she contacted Kashf Foundation and applied for a loan of PKR 40,000. She is in her sixth loan cycle, with good repayment history. She wishes to spend part of the revenue on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Naseem to purchase for her business a stock of gram flour, along with packs of oil, salt, and spices.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Apr 3, 2013
Currency Exchange Loss:
Apr 16, 2014