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Lenchonghoi Lom Group
In this Group: Chongboi, Hethem, Nengvah, Nemhoi, Lamneilhing, Tinlam, Phalneng, Henei
Chongboi says, “To raise five kids without a regular income is challenging when your husband serves as a pastor in a small village church.” Chongboi narrates the hardship she faces in managing the family's affairs. Chongboi is the featured borrower member of the Lenchonghoi Group. She is featured with her hand raised. She shares that it is lucky to be married to a pastor but not so lucky when it comes to running the family.

Chongboi joined Lenchonghoi Group in the year 2009 and started earning money by engaging herself in piggery. Chongboi uses piggery as a main source of income for the family. She sells the fully grown pigs and then buys new piglets again to raise them. She is well experienced in piggery technique now. She sells the fully grown pigs in the village and neighbouring villages. She provides school fees, text-books, school uniforms, and study materials for all the five children and now she aspires to start a poultry business with a new loan.

With the Kiva loan, she will buy chicks and construct a chicken coop. She will ask her fellow member friend to teach her the practices to raise chickens (her friend's poultry is shown in the group photograph). She is excited and looking forward to the next loan. She sends all the lenders good wishes and thanks you.

The rest of the group members are engaged in piggery, weaving, poultry and ginger farming. All the other members are also very hard working women and strive hard to lead an independent life.

Additional Information

More information about this loan

This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 7
    View loans »
    India Loans Fundraising
  • $6,681,725
    Funds lent in using Kiva
  • 54.3
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Lenchonghoi Lom Group's $1,475 loan helped a member to pay for chicks to raise and sell.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Apr 20, 2013
Apr 4, 2013
Currency Exchange Loss: