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Gulbahor is 46 years old. She is a kind woman with a zest for life. She is married and raising three children. Her oldest daughter is married and has a child. Gulbahor is a good grandmother.

Gulbahor's husband is a carpenter. His salary is not enough to improve the family's living conditions, which is why they are living in poverty.

Gulbahor wants to start her own business, buying and selling livestock. They have a big house with a vegetable garden where she could grow hay for the livestock. Her children intend to help her with the business.

Gulbahor has completed a course entitled "Achieving Success", organized by the Association of Business Women, and she has received a certificate which makes it possible for her to start and successfully manage a new business.

She is requesting a loan of 3,000 somoni to buy some livestock, and is awaiting your kindness. This loan will help her to start her business and to find a much needed source of income for her family.
View original language description ↓

Гулбахору 46 лет. Она добрая и жизнерадостная женщина. Она замужем и на воспитании имеет 3 детей. Ее старшая дочь замужем и имеет ребенка. Итак, Гулбахор хорошая бабушка. Муж Гулбахора плотник и его зарплата не хватает для улучшения условия проживания, так как они живут бедно. Она хочет организовать свой бизнес купле продажей скота, так как ее дом большой и имеет огород, где можно выращивать сено для скота. Ее дети будут помогать ей введение бизнеса. Она обучилась в курсе «Добейся Успеха» организованный Ассоциация Деловых Женщин и получила сертификат, что она может организовать бизнес и успешно управлять им. Она запрашивает займ на сумму 3000 сомони для покупки скота. Она ждет вашу доброту. Этот займ поможет ей организовать бизнес и найти источника дохода, которому очень нуждается ее семья.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 202
    View loans »
    Tajikistan Loans Fundraising
  • $32,085,025
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Gulbahor to buy cattle to start her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 29, 2013
Apr 3, 2013
Currency Exchange Loss:
Apr 17, 2014