Consuelo is 57 years old; she is a warrior who has fought to ensure the wellbeing of her family. Although she had to assume the responsibility of raising and educating her son alone, this was never an impediment to her, instead her love of motherhood drove her to work hard in all kinds of trades; in order to give her son a place to live, food to eat and a good education.
Today she is thankful for all the experiences that life has allowed her to live, because she is sure that through them she learned to value life and her family. After suffering humiliation and abuse by unscrupulous people, Consuelo decided to start her own business dedicated to the sale of basic consumption products in order to have the opportunity to spend more time with her son. Thanks to this activity she has managed to get ahead.
Today she is requesting a loan to invest in buying supplies, this in order to raise the sales level and improve her economic condition, guaranteeing her family a better quality of life.
Consuelo de 57 años de edad, es una guerrera que ha luchado por ofrecerle un bienestar a su familia. A pesar de que debió asumir la responsabilidad de criar y educar sola a su hijo, esto nunca fue un impedimento para ella y por el contrario su amor de madre la impulsó a laborar en toda clase de oficios con el propósito de brindarle a su hijo un techo donde vivir, un alimento que comer y una buena educación.
Hoy agradece todas las experiencias que la vida le ha permitido vivir, porque asegura que con ellas aprendió a valorar la vida y a su familia. Después de padecer humillaciones y maltratos por personas sin escrúpulos, Consuelo decidió montar su propio negocio dedicado a la venta de productos de la canasta familiar y tener la oportunidad de dedicarle más tiempo a su hijo. Gracias a esta actividad ha logrado salir adelante.
Hoy se encuentra solicitando un crédito que invertirá en la compra surtido. Con el propósito de elevar el nivel de ventas y mejorar su condición económica, garantizándole a su familia mejores condiciones de vida.
This loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.