A loan of $400 helped to hire workers from the area.


Rayda's story

Rayda is 43 years old, is married to Gregorio and has 2 children, who she lives with in a house constructed from adobe. She makes a living from various activities in the fields, having as her principal source of income the sale of dry cacao beans that she extracts from her plots of land. She has been doing this over the course of nearly 20 years. Over time, with the support of her husband, she has managed to expand the dimensions of her cultivated land by purchasing adjacent plots. With these she has increased her production of cacao.

This is a very delicate activity as it is necessary to provide constant maintenance almost year-round. This requires in turn the capital needed to hire workers, who are essential primarily for the harvest. Over the years this work has gradually allowed her to improve her quality of life. Due to this, with the objective of improving her quality of life, she hopes to work with her characteristic motivation and then initiate the construction of a new home made of bricks and cement.

This is her first loan with Kiva and she is grateful for the opportunity it provides and demonstrates her firm commitment to the responsible payment of her fees. She hopes to have 1,000 Peruvian nuevos soles to hire workers and carry out the harvest of cacao pods.

Translated from Spanish by Kiva volunteer Tricia Perry


Loan details


Lenders and lending teams



Loan details