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Echo Mysterieux De Miniere Group
In this Group: Philamar, Emase, Antonine, Juline, Rosenie*, Dulene, Analise, Angeline, Eriveau, Monia, Rodeline, Rodelin*, Janette, Altamene, Marceline
* not pictured
Philamar is the coordinator of his group, Echo Mysterieux de Miniere. They live in the Miniere (mining) region of Haiti where electricity is rare and water is very scarce. Philamar is not married and is the father of 15 children. Philamar has run his carpentry business for the past five years. Before starting in carpentry, he was a farmer.

Philamar would like to use is loan to invest in hardware for carpentry. He hopes that this loan will aid in growing his business. The other members of his group need a loans for items such as coal and food products. Philamar says that his main goal is to grow his business and to have a way to transport his materials.
View original language description ↓
Philamar est le coordinateur de son groupe Echo Mysterieux de Miniere. Ils habite dans la région de Miniere d’Haiti où de l’éléctricité est rare et de l’eau est très limité. Il n'est pas marie il est pere de 15 enfants. Philamar a dirigé son business de menuisier pendant les 5 dernières années. Avant de commencer (menuiserie), il etait a cultivateur seulement.

Philamar voudrait utiliser cet emprunt pour investir avec duit du quincaillerie. Il espère que cet emprunt l’aidera à agrandir son business. Des autres membres du groupe ont besoin d’un emprunt pour tels commerces comme charbon et produits alimentaires. Philamar dit que son but principal est agrandir son business et être possede un moyen pour transporter les materiels.

Additional Information

More information about this loan

This loan is designed for a borrower or group of borrowers in Haiti. Esperanza is one of the few MFIs currently working in the northeast region of the country. Through lending, the organization aims to stimulate economic growth and opportunity in a country that has suffered debilitating crises, including political instability, natural disasters and poverty. Esperanza lends primarily to groups of women who cross-guarantee each other's loans. They also receive financial literacy courses and health services. 

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Haiti

  • $1,300
    Average annual income
  • 15
    View loans »
    Haiti Loans Fundraising
  • $2,533,675
    Funds lent in using Kiva
  • 42.5
    Haiti Gourdes (HTG) = $1 USD