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Juan, age 45, is married and lives with his wife and child. He wants the loan to buy some laying hens. He wants to buy these animals and concentrated feed for them in order to be able to sell the eggs when the hens start to lay them.

He wants to sell the eggs in surrounding areas and in the supermarkets. This way he will have greater income. In the future he hopes to give his family a better quality of life and greater financial stability.

This is his first loan from FUDECOSUR. He has not had any other loans with state banks. FUDECOSUR has given him the loan with easier terms and a lower interest rate.
View original language description ↓
Juan tiene la edad de 45 años, está casado y vive con la esposa y un hijo. El crédito lo quiere para la compra de unas gallinas ponedoras. El desea comprar estos animales y además el concentrado para su alimentación para asi poder vender huevos cuando estas empiecen a poner, el desea vender los huevos en lugares aledaños y en los supermercados y así tener mayores ingresos económicos. El espera en un futuro brindarle a su familia una mejor calidad de vida y una mayor estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 1
    View loans »
    Costa Rica Loans Fundraising
  • $4,810,400
    Funds lent in using Kiva
  • 499.3
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Juan to buy laying hens.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 4, 2013
Mar 30, 2013
Currency Exchange Loss:
Feb 24, 2016