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Miriam is 35 years old, married, and lives with her husband and three children. She wants the loan in order to buy some chickens to fatten up. She wants to buy these animals and feed for them, in order to be able to fatten them and sell them in the neighborhood and in local convenience stores, and in that way have increased income.

In the future she hopes to give her family a better quality of life and better economic stability, and to be able to be able to continue growing as a person. This is the first loan that she has received from FUDECOSUR. She had not had other loans before from state banks, but FUDECOSUR has given the loan to her in a more straightforward manner and with much lower interest rates.
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Miriam tiene la edad de 35 años, está casada y vive con el esposo y tres hijos. El crédito lo quiere para la compra de unos pollos para engorde. Ella desea comprar estos animales y además el concentrado para su alimentación, para poder engordarlos y venderlos en lugares aledaños y en las pulperías y así tener mayores ingresos económicos. Ella espera en un futuro brindarle a su familia una mejor calidad de vida y una mayor estabilidad económica, y de poder seguir creciendo como persona. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,722,350
    Funds lent in using Kiva
  • 499.3
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $925 helped Miriam to buy chickens.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 4, 2013
Mar 30, 2013
Currency Exchange Loss: