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Matluba is 40 years old, she is married and has 3 children. Matluba's husband worked as an electrician, Matluba also worked but circumstances were such that they both lost their jobs. Her husband decided to raise livestock as this brings in at least a small income. Back then the children were small and there was enough money, now when the children grew up expenditures also increased and they try to work as hard as they can. Raising livestock is the only source of income for the family.

They also dream of building their own house, because they live with their parents and it is very crowded. Matluba does not want to sell the livestock because they can use the profits from the livestock to slowly start building their house. She plans to buy more livestock for this purpose, so that her husband can resell it for a higher price after some time. Matluba and her husband are hoping for loan help from Arvand to buy livestock.
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Матлубе 40 лет, она замужем имеет 3 детей. Муж Матлубы работал электриком, сама Матлуба тоже работала, но сложилась так, что они оба остались без работы. Муж решил заняться откормом скота, так как это приносит хоть и небольшой доход. Тогда дети были малы и денег хватало, теперь когда дети выросли расходов стало очень много и они стараются работать не покладая рук. Скотоводство единственный доход в семье.
Также они мечтают построить свой дом, так как они живут с родителями и им очень тесно. Матлуба не хочет продавать скот, потому что, от дохода скота они могут понемногу начать строительство дома. Для этого она планирует еще закупить скот , чтобы муж мог продать по дороже через некоторое время. Матлуба с мужем очень надеются на помощь от Арванд, в получении кредита и покупки скота.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 238
    View loans »
    Tajikistan Loans Fundraising
  • $32,040,900
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Matluba to buy cattle.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Apr 2, 2013
Currency Exchange Loss:
Jan 17, 2014