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Bethel Group
In this Group: Xiomara, Alvaro*, Yesica, Susana, Sandra, Elma, Raquel, Edwin*, Juana, Rocio, Rosenda, Dominga, Kirsis, Cesar*, Yanira
* not pictured
Xiomara is one of the members of the Bethel Group. This group is located in one of the rural communities surrounding San Pedro de Macorís, a city famous for baseball players and the sugarcane industry. The main economic activities are a free trade zone and a cement factory. There are 15 borrowers in the group who are businessmen and businesswomen.

Xiomara's business is a grocery store run from her house. She makes her home in a simple structure with her long-term partner and their child. She has had her business for almost four years.

Xiomara is excited to be taking out her eighth loan with Esperanza after having successfully repaid her previous loan and grown her business. She plans to invest this loan in her business to increase her inventory. She will reinvest her profits in the business and save money. She thanks you all for your support.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 1
    View loans »
    Dominican Republic Loans Fundraising
  • $8,557,075
    Funds lent in using Kiva
  • 41.1
    Dominican Republic Pesos (DOP) = $1 USD