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Sofya is from Karnut village and is involved in agriculture. She keeps 6 cows and 40 chickens and she cultivates potato and cabbage. Together with her husband Artyom, Sofya sells the gathered harvest at the local markets and gets money, which helps her to cover her family's daily costs.

She has applied for this loan to purchase two calves and seeds for cultivation. The loan is important for Sofya to expand her farming business and gather more income.

Sofya lives with her husband, mother-in-law and two children and does her best to ensure a better life for them.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,126,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Sofya to pay for two calves and seeds for cultivation.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 2, 2013
Currency Exchange Loss:
Jun 23, 2015