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Ms. Zainab is a 42-year-old married woman with 3 children. Her husband is a driver. She has been running a business selling cloths for many years. She purchases a variety of cloths from the main city and then sells it to the people in her vicinity. She has become well known for selling good quality cloths in her community.

Zainab requested a loan of 20,000 PKR from Kashf Foundation to buy a stock of different cloths. They will be of the summer season to accommodate the choice and tastes of her customers. In this way, she would be able to offer a great collection to the people of her community. She hopes to have a good experience with this new loan and wants to grow her business. She dreams of providing a quality education to her children through her business efforts.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Zainab to buy cloths for the summer season.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 26, 2013
Apr 2, 2013
Currency Exchange Loss:
May 17, 2014