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Ms. Shazia is a 29-year-old married woman who has been selling milk with her husband for the past 3 years. They have two cows and one buffalo and sell milk to many of their neighbors. Shazia looks after the cows and buffaloes and performs the task of collecting milk. Her husband sells it to different places on a daily basis. They feel pleasure while doing this business to secure their children’s future. They have five daughters, four of whom are in school. They need to earn much more to meet their everyday expenditures, including food, clothing, and education. In order to make more profit, Shazia requested a loan of 25,000 PKR to purchase another buffalo to milk. This will increase their production capacity which will help them to generate more revenue.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Shazia to purchase another buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Apr 2, 2013
Currency Exchange Loss:
Apr 16, 2014