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Arevik is married and has four children. She keeps two cows and three calves, gets their milk, and uses it in cheese production. Her sons and husband help her to sell the cheese in a local market and earn income for family.

Realizing that this income helps the family because it is stable income, Arevik would like to expand her livestock herd. She has applied for this loan, which she will use to purchase a cow and a calf. This will help her to gather more milk and make more cheese, which will significantly increase her income and help her to ensure a better life for her children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 173
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Arevik to pay for a cow and a calf to add to her dairy herd.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Apr 2, 2013
Currency Exchange Loss:
Feb 20, 2015