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Muy and her husband came to the United States as refugees in 1981. They were farmers in Cambodia and in 1998, with the help of Fresno EOC Refugee Services microloan program, they started farming again on 15 acres. They continued farming together until 2010 when her husband passed away, at which point she let the farm go. She struggled with health issues during this time and her two daughters moved home to care for her.

In 2012, Muy was recovering and began to farm again on six acres. She sells her produce at the San Jose Swap Meet each week. During the winter months, she buys produce at wholesale prices to sell at the swap meet. She also delivers produce to restaurants in her box truck. During the summer, she is able to eliminate the purchase of produce by harvesting from her farm.

The purpose of this loan is to help Muy build a small hot house, which will extend her growing season, and to help her repair her tractor so that she doesn't have to pay others for tractor work.

Additional Information

More information about this loan

This loan has been made in collaboration with CAMEO (California Association for Micro Enterprise Opportunity) in order to build microlending capacity in California. In this partnership, CAMEO serves to support California microlenders, such as Fresno CDFI, throughout its partnership with Kiva. CAMEO’s mission is to grow a healthy, vibrant, thriving environment for all entrepreneurs and start-up businesses by advancing the work of its statewide member network.

About Fresno Community Development Financial Institution

Fresno Community Development Financial Institution (Fresno CDFI) provides affordable financing, training and technical assistance to individuals, small businesses and community facilities. Founded in 2007, it focuses its efforts on low- and moderate-income communities aiming to serve the financial needs of small business owners and entrepreneurs.

Kiva lenders’ funds are used to expand Fresno CDFI’s microenterprise loan fund with a focus on providing loans under $10,000. This is of particular importance to Fresno CDFI because the organization was initially created with the intention of servicing borrowers in need of smaller loans.

About United States

  • $54,800
    Average annual income
  • 0
    View loans »
    United States Loans Fundraising
  • $12,977,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD