Trabajadoras Hormiguitas Group
The loan they will take out will benefit small business owners such as Ximena. She says that she joined Pro Mujer two years ago at the invitation of her mother, who is a member of the institution. Currently she has a business selling cosmetics. She indicates that she started this business several years ago at her mother's recommendation, and that currently it is her source of income.
The loan she will take out now is to increase her working capital through the purchase of cosmetics, which she will acquire from the distributors in La Paz and then sell in the provincial markets. This form of work allows her to generate income to support her household as much as she can, as she is in a common-law relationship and has one child.
When asked what she likes about Pro Mujer, she answers that she likes the loans and the health services.
Accompanying the group in the photo is the advisor, who is dressed in a violet jacket, and Maruja's daughter, dressed in a black jacket.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ximena es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio de venta de cosméticos; da a conocer que este negocio o emprendió hace varios años, por recomendación de su madre y en la actualidad es su fuente de recursos económicos.
El crédito que ahora sacará es para el aumento de capital (compra de cosméticos) que adquirirá de las empresas distribuidoras en La Paz y posteriormente lo comercializará en las ferias provinciales. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta los préstamos y el apoyo en salud.
En la fotografía aparesen acompañando al grupo la asesora que esta vestida con saco violeta y la hija de señora Maruja, ella esta vestida con una chamarra megra.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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