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Yoshimar Jeanneth
Yoshimar is a young woman who is 26 years of age. She is the mother of a three-year-old daughter. The father of her daughter helps with some of the child’s expenses, but she is in charge of raising her. Yoshimar sells cosmetics through catalogs to her relatives, friends, as well as to stores and offices. She lives at the house of her parents, who help care for her daughter when she is out making sales or collecting payments. Her sales generate income by which she and her daughter can live in an almost financially stable situation.

The father of her daughter does not live with her, but she already has another partner. He gives her a monthly amount that somewhat helps to compensate for the absence of the child’s father. However, this amount does not cover all of her daughter’s expenses. For this reason, Yoshimar wants to increase her sales by setting up shop in the garage of her parents’ house. She will install a counter where she can display her cosmetics on a daily basis.

The loan will be used to buy a display counter so that she can generate more income and create more stability for her business. As a result, Yoshimar can improve the quality of life for herself and her daughter.

View original language description ↓
Yoshimar es una joven de 26 años, es mamá de una niña de 3 años y aunque el papá de su hija le ayuda con algunos gastos de la niña, ella es la que se encarga de la crianza de la misma. Se dedica a vender cosméticos por catalogo a familiares, amistades, tiendas y oficinas. Vive en casa de sus papas, los cuales le ayudan con el cuidado de la niña cuando ella tiene que salir a hacer sus ventas y cobranzas, estas ventas le generan el ingreso con el que ella y su hija pueden vivir con una economía casi estable. El papá de la niña no vive con ella, ya que tiene otra pareja, sin embargo le da un monto de dinero mensual para que pueda suplir de alguna manera su ausencia. Este monto de dinero no alcanza para el total de gastos que se tiene con la niña, es por esta razón que Yoshimar quiere incrementar sus ventas colocando en la puerta del garaje de la casa de sus papas un mostrador donde pueda exponer sus cosméticos de forma diaria. El crédito será destinado a la compra de este mostrador con el cual podrá generar mayores ingresos y además estabilidad en su negocio, de esta manera mejorara su calidad de vida de ella y de su hija.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 120
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Yoshimar Jeanneth to buy a display counter for her business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Apr 14, 2013
Currency Exchange Loss:
Mar 17, 2014